For any consumer needs
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Terms of lending |
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Currency |
UAH |
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Loan collateral |
Pledge of proprietary rights to the funds available on aClub deposit account in national or foreign currency |
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Maximum loan amount |
90% of the deposit amount, which stands as collateral |
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Maximum amount |
UAH 20 000 000 |
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Term |
from 1 to 23 months |
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Loan disbursement |
Revolving / non-revolving loan facility |
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Loan rate |
Fixed throughout the term of the loan agreement. The size of the rate depends on the interest rate of the deposit securing the loan. |
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Loan repayment
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monthly interest payment, repayment of the loan amount - in any amount or at the end of the loan term. |
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Early repayment |
Allowed, without any fees |
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Bank fee (one-time) |
1% of the loan amount, a maximum of UAH 10 000. To be paid on the date of loan issuance. |
Calculator
Choose the currency of the deposit that stands as loan collateral
Date of deposit
Calculation of a loan secured by a deposit
- Real interest rateundefined%
- Total costs of the loanне число ₴
- The total amount of the loanне число ₴
An example of calculating the loan terms is presented solely for information purposes and is not a public offer
Notification
1. Consequences for the Client in the case the Client uses a banking service or fails to fulfil his/her obligations under the agreement for the provision of this banking service:
- when obtaining a loan, the Borrower incurs the costs in the form of interest, fees and other charges for the Bank's services in accordance with the terms of the loan agreement;
- in case of late repayment of the loan debt or in the event of other violations of the agreement terms, the penalties may be applied to the Borrower in accordance with the terms of the loan agreement;
- in case of improper performance by the Borrower of his/her obligations under the loan agreement, the Bank has the right to apply to the relevant state authorities in order to satisfy its demands, including by enforcement;
- in case of improper performance by the Borrower of his/her obligations under the loan agreement, the Bank has the right to turn to the debt recovery firms (https://sensebank.com.ua/rozkritta-informacii) acting for the benefit of the Bank;
- minimum validity period of the agreement is not applicable;
- The Client has the right to withdraw from the agreement within 14 calendar days from the date when the agreement is entered into in accordance with clause 2.22 of the Annex No. 5 to the Agreement on Banking Services for Individuals at JSC Sense Bank, by reimbursing the loan in full and by paying the interest for the entire period of the loan use, within 7 days from the date of the written notice of withdrawal from the agreement;
- The Client has the right to terminate the agreement prematurely or rescind the agreement by repaying the loan debt in full and ahead of schedule. Any penalties in case of early (full or partial) loan repayment are not accrued or paid;
- in case of entering into a loan agreement with the use of a fixed interest rate, such rate may be changed only with the written consent of the Bank and the Client by introducing appropriate changes to the terms of the already concluded loan agreement;
- when applying for a loan, there are no mandatory related services of the Bank, credit intermediaries and third parties;
- information about the Borrower is submitted to the Credit History Bureau, Credit Registry.
2. The Bank is prohibited to demand from the Client the purchase of any goods or services offered by the Bank, a person related to or affiliated with the Bank as a prerequisite for the provision of these services (except for the provision of a banking package).
3. The Client can opt out of receiving promotional communications via remote communication channels.
4. The Bank is not entitled to unilaterally change the agreements entered into with the Clients, unless otherwise stipulated by the agreement or law.